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Home Equity Line of Credit

As a homeowner you already realize that one of your most valuable assets is your home. As you make your regular mortgage payments, the amount of mortgage you owe goes down which in turn means the amount of equity you have in your home goes up. Many home owners don't realize that they can tap into this equity to get a low rate home equity loan. A home equity loan (also known as a "home-equity" loan or a "homeequity" loan) is another name for a second mortgage. It lets homeowners leverage the equity in their homes by borrowing money against this equity.

A nickel ain't worth a dime anymore.
Yogi Berra